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Are You Among the Americans Utilizing Credit Increasingly More?

During the COVID-19 pandemic, Americans often faced the choice between their credit scores going down or the inability to afford basic necessities. As such, collective credit card debt grew sizably over the pan...

What is Medicaid?

Medicaid is a federally funded health insurance program that helps lower-income Americans access healthcare. One of the hallmarks of the program is that it is entirely free of charge and generally covers most, if not all, of your healthcare expenses outs...

Mortgage Rates Dip to Lowest Level in Over a Year, Offering Relief to Homebuyers

Mortgage rates in the United States have fallen to their lowest levels in more than a year, providing a significant opportunity for homebuyers and those looking to refinance their existing loans....

How the 2025 COLA Increase Affects Your SSI Payments

The Supplemental Security Income (SSI) program is vital in providing financial support to low-income individuals who are elderly, blind, or disabled. Each year, adjustments are made to ensure beneficiaries keep pace with...

These Are 5 of the Key Finance Trends That Will Help to Define 2022

2022 is quickly approaching and it is bringing with it many new opportunities to build your personal finances. The time is right to take a look at the trends that you need to know about for the coming year....

Social Security’s 2024 COLA Increase: Here’s What to Know to Stay Scam-Free

Starting in January, millions of Social Security and SSI recipients will see a 2.5% Cost-of-Living Adjustment (COLA) automatically applied to their payments. While this boost helps offset infla...

Fired and in Debt? How to Manage Student Loans After Job Loss

Losing a job is stressful enough, but when you’re also carrying student loan debt, the pressure can feel overwhelming. With payments back in full swing and forgiveness programs tied up in legal battles, it...

Have You Lost Your Job Due to Coronavirus? Here Are Some Resources

Unfortunately, many Americans have lost their jobs overnight due to Coronavirus-related government mandates. Many of the hardest-hit Americans are the ones who need income immediately the most of all. It's ea...

Is Any of Your Employees Underperforming? Take the Following Measures

If any of your employees are underperforming, you must act quickly before their behavior damages your company's reputation or reduces your earnings. However, it would help if you took some time to s...