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Minimum Wage Increase in the United States: Updated Hourly Rates for December 2025...

The U.S. minimum wage has seen its biggest shift in more than 15 years. After a long freeze, the federal rate finally increased, bringing meaningful relief to millions of low-income worke...

Stimulus Payments in December 2025: Here’s Who Is Getting Checks...

As 2025 wraps up, many households across the U.S. are still feeling the effects of stubbornly high prices. While federal stimulus programs have long ended, a few states continue to provide targeted finan...

IRS Raises 401(k) and IRA Contribution Limits for 2026: Here’s What Changes...

The IRS has confirmed new retirement contribution limits for 2026, giving workers more room to save and helping offset rising inflation. The update, announced November 13, increases limits for...

From Layoffs to Hiring: How the Shutdown Affects Employment...

The ongoing federal shutdown, the longest in U.S. history, has halted Labor Department reports for September and October, leaving August as the last official job data. Back then, unemployment was 4.3% with only...

Can You Use a 529 Plan to Pay Student Loans? What Borrowers Should Know...

The SECURE Act of 2019 expanded how families can use 529 college savings plans, allowing them to pay off student loans and fund registered apprenticeship programs — not just tuition. Governmen...

Want to Retire Comfortably? Here’s How to Use Your IRA and Social Security the Smart Way...

Retirement should mean freedom, not financial stress. But for millions of Americans, the key to enjoying those years lies in how wisely they manage two major income sources: their...